With that in mind, who needs flood insurance? The answer is everyone. Every location has a chance to flood; some just more than others. Actually, 25% of all flood insurance claims come from low- risk areas.
Flood insurance takes 30 days after application in order to take affect. The only exceptions to this are for loan closings. So, please call and ask for more information regarding the flood program in the community, before the large rainstorms. We’ll even be able to work up a quote for you.