Jewelry is only covered for a limited amount unless scheduled.
Was Santa especially generous this year? Whether you know it or not, that diamond ring or gold bracelet could be in trouble. If you don’t have your jewelry scheduled on your homeowners policy then your valuables might not be insured for what they’re worth.
Unless you declare your valuables to an endorsement on your policy, they are only minimally covered. When you schedule your property the coverage expands and becomes open peril. The valuables will be protected against everything except the policy exclusions. Call us as soon as possible to talk about insuring your valuables.
